B-1 Driver & Cross-Border Trucking Insurance

San Antonio • Rio Grande Valley • South Texas

Compliance-First Insurance for Mexico–Texas Freight Operations

If your trucking operation moves freight through South Texas ports of entry and involves B-1 visa drivers, foreign-registered equipment, or international bills of lading, standard trucking insurance is often not enough.

We specialize in B-1 driver and cross-border trucking insurance for South Texas–based operations, built to withstand underwriting scrutiny and claim investigations.

South Texas Is a High-Scrutiny Region — Coverage Must Be Exact

Operations in San Antonio, Rio Grande Valley, and surrounding South Texas corridors are closely monitored due to:

  • Proximity to the border

  • Heavy international freight movement

  • CBP and FMCSA enforcement activity

  • Frequent misuse of B-1 drivers by non-compliant operators

Insurance only works when the operation itself is compliant.

That’s where we come in.

Common South Texas Use Cases We Handle

✔ Mexico → Texas import deliveries
✔ Export loads returning southbound
✔ Short-radius U.S. travel from port of entry
✔ Foreign-employed B-1 drivers
✔ Foreign-plated tractors and trailers
✔ Drayage and cross-dock support operations

🚫 We do not insure domestic U.S. hauling with B-1 drivers.

Ports & Corridors We Regularly Work With

Our B-1 and cross-border placements commonly involve freight moving through:

  • Laredo

  • Pharr

  • Hidalgo

  • Brownsville

  • McAllen

  • San Antonio (as a logistics hub, not domestic hauling)

When B-1 Driver Insurance Is Possible

We can assist only when all of the following are true:

✔ Drivers are employed by a foreign company
✔ Equipment is foreign-registered
✔ Freight is international import/export only
✔ Operations are border-limited or short-radius
✔ Dispatch and payroll remain outside the U.S.

If any of these don’t apply, we’ll tell you before a claim exposes the issue.

Coverage Types Typically Required in South Texas

Because these risks are non-standard, coverage is placed through specialty / surplus-lines markets.

Common placements include:

  • Commercial Auto Liability (usually $1M CSL minimum)

  • Physical Damage (case-by-case approval)

  • Cargo Insurance (international endorsements often required)

  • Excess / Umbrella (limited availability)

⚠ Workers’ Comp is not typically available under U.S. policies for B-1 drivers and is handled by the foreign employer.

Why Most South Texas Trucking Policies Fail at Claim Time

Standard trucking carriers often:

  • Exclude foreign drivers

  • Exclude international legs

  • Decline foreign-plated units

  • Deny claims due to non-disclosure

We work only with markets that explicitly approve B-1 operations in writing.

Our South Texas Process (Built for Compliance)

  1. Pre-Qualification Review
    Driver status, visa type, equipment, and freight verification.

  2. Compliance Confirmation
    We confirm the operation aligns with immigration and trucking law.

  3. Specialty Market Placement
    Submission only to carriers that accept B-1 risks on record.

  4. Ongoing Advisory
    Changes in routes, radius, or cargo require coverage review.

Who This Is (and Isn’t) For

Good fit if you operate in South Texas and:

  • Move international freight

  • Use B-1 drivers legally

  • Want coverage that holds up under investigation

Not a fit if you:

  • Haul U.S. domestic freight with B-1 drivers

  • Use U.S. plates with foreign drivers

  • Want shortcuts instead of compliance

Request a South Texas B-1 Insurance Review

Before requesting a review, be prepared to provide:

  • Driver visa documentation

  • Vehicle registration

  • International bill of lading samples

  • U.S. operating radius

Not every operation can be insured. We’ll tell you the truth before it becomes expensive.

Compliance Disclosure

Insurance does not legalize non-compliant operations. Coverage is subject to underwriting approval and full disclosure. Misrepresentation may result in coverage denial.